What is a Second Mortgage?
A second mortgage allows you to borrow against your home equity. However, most lenders cap the total loan amount (first + second mortgage) at 80% of your home's value. This means your available equity is less than your total equity.
Your original mortgage stays intact. This applies whether you are looking to renovate, consolidate debt, or access funds for other needs.
Visualizing Your Buying Power
You can access up to 80% of your home's value, minus your existing mortgage.
Our Simple, Guided Process
We combine technology with a human touch to make the process clear and efficient.
Submit an Application
Fill out our short, secure online form with some basic information to get started.
Speak with an Expert
A dedicated mortgage agent will contact you to discuss your specific goals and financial situation.
Review & Close
Your agent presents the best loan options. Once you choose, we handle the paperwork to get you funded.
The Right Loan For Your Needs
Whether you need a one-time amount or ongoing flexibility, we have a solution that fits.
Home Equity Loan
Receive a one-time lump sum payment. Ideal for large, planned expenses like a major renovation, offering a fixed interest rate and predictable payments.
HELOC
A revolving line of credit you can draw from and repay as needed. Perfect for ongoing or unpredictable expenses, as you only pay interest on what you use.