Question 1

Can I get a mortgage if I write off most of my business income?

Accepted Answer

Yes. We offer Stated Income and Bank Statement mortgage programs in Ontario that look at your gross business revenue and cash flow, rather than just the net income declared on your Notice of Assessment (NOA).

Question 2

How long do I need to be self-employed to qualify?

Accepted Answer

While traditional banks often require 2-3 years of history, our alternative lending partners can often secure financing for business owners with as little as 6 to 12 months of operating history.

Self Employed Mortgages

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