Terms of Use

Terms of Use

Last updated: September 28, 2026

These terms govern use of mortio.ca. Mortio Financial Corp. operates under GNE Mortgages Inc., Ontario mortgage brokerage licence #10394. By using the website, you agree to these website terms. Our Privacy Policy explains how we handle personal information.

Mortgage information and inquiries

Rates, payment estimates, eligibility information, and other examples on the website are general information, not a mortgage approval, commitment, or lender offer. Actual rates, fees, terms, and eligibility depend on your circumstances, lender requirements, and further review. Submitting an inquiry does not guarantee financing or establish a mortgage agreement. A mortgage transaction is subject to its separate application, required disclosures, agreements, and lender documents. If website content differs from a signed agreement or required disclosure, the applicable agreement or disclosure governs that transaction.

Use of the Website

• You must be at least 18 years old to submit a mortgage inquiry through this Website.
• You agree not to use the Website for any unlawful or unauthorized purpose.
• Information you submit must be accurate to the best of your knowledge.

Intellectual Property

All content on the Website, including text, graphics, logos, and images, is the property of Mortio.ca or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or modify this content without our written permission.

Disclaimer of Warranties

We work to keep website information accurate and available, but it may contain errors or be interrupted. To the extent permitted by law, the Website and its general content are provided "as is" and "as available."

Limitation of Liability

To the extent permitted by law, Mortio is not responsible for losses caused solely by reliance on general website content or a temporary website interruption. Nothing here excludes rights or responsibilities that cannot legally be excluded, including duties that apply to mortgage brokerage services.

Third-Party Links

We are not responsible for the content or practices of third-party websites linked from our Website.

Governing Law

These Terms of Use are governed by the laws of Ontario, Canada, without regard to its conflict of laws principles.

Changes to These Terms

We may update these Terms of Use. The date above identifies the current version, and we will bring material changes to your attention where required.

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Contact Us

• Address: 1020 Denison St, Unit 113, Markham, ON L3R 3W5
• Email: info@mortio.ca
• Toll-free: (844) 991-7171
• Local: (437) 524-7071