About Us

Meet Mortio Financial Corp, your mortgage team based in Markham, serving Ontario.

A Mortgage That Fits Your Life

Whether you're buying your first home, renewing your mortgage, or using your home equity, the right choice starts with understanding your options. At Mortio, we take time to learn about your income, your property, and what you want to achieve. Then we help you explore financing that fits your life.

From your first questions to your next mortgage decision, our team helps you understand the details and what comes next. We work with buyers, homeowners, and self-employed borrowers across Toronto and the GTA. Our business is built on referrals from satisfied clients, so personal service and lasting relationships are at the heart of how we work.

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A couple reviewing their options together on a laptop

How We Can Help

  • Home purchases and pre-approvals
  • Refinancing and equity takeouts
  • Mortgage renewals
  • Private financing and second mortgages
  • Self-employed mortgages
  • Debt consolidation
  • Newcomer mortgages
  • Investment properties

What You Can Expect

Clear Guidance

We explain your mortgage options and answer your questions so you can make an informed decision.

Your Needs First

We take time to understand your income, property, and goals before helping you find a mortgage that fits.

Local Knowledge

Based in Markham, we help buyers and homeowners across Toronto and the Greater Toronto Area.

Our Leadership Team

Aamber Nagra

CEO & Co-Founder

Aamber leads with vision and expertise, driving our team's success and client-focused mission

Steve Totani

Co-Founder & Managing Director

Steve guides Mortio's strategy with a focus on helping clients reach their financial goals.

Let's Talk About Your Mortgage

Tell us what you need, and we'll help you explore your options.

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