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Current Mortgage Rates
Prime4.45%| Financial Institution | Interest Rate | Get Started |
|---|---|---|
 Desjardins | 4.09% | |
 Radius Financial | 4.19% | |
 B2B Bank | 4.29% | |
 TD Canada Trust | 4.34% | |
 DUCA | 4.39% | |
 First National | 4.39% | |
 MCAP | 4.39% | |
 Scotiabank | 4.39% | |
 Strive | 4.39% | |
 BMO | 4.69% | |
 Meridian Credit Union | 4.99% |
Desjardins
5 Year Fixed
4.09%
3 Year Fixed
4.09%
Radius Financial
5 Year Fixed
4.19%
3 Year Fixed
4.34%
B2B Bank
5 Year Fixed
4.29%
3 Year Fixed
4.29%
TD Canada Trust
5 Year Fixed
4.34%
3 Year Fixed
4.49%
DUCA
5 Year Fixed
4.39%
3 Year Fixed
4.49%
First National
5 Year Fixed
4.39%
3 Year Fixed
4.39%
MCAP
5 Year Fixed
4.39%
3 Year Fixed
4.39%
Scotiabank
5 Year Fixed
4.39%
3 Year Fixed
4.19%
Strive
5 Year Fixed
4.39%
3 Year Fixed
4.39%
BMO
5 Year Fixed
4.69%
3 Year Fixed
4.54%
Meridian Credit Union
5 Year Fixed
4.99%
3 Year Fixed
4.79%
Last updated: May 13, 2026
Why Choose Mortio
- Best rates from top Canadian lenders
- Tailored to your needs no matter your situation
- Expert mortgage advisors to guide you
- Fast and easy online application process
Understanding Your Options
Fixed Rates: Your interest rate remains constant throughout the term, providing stability and predictable payments.
Variable Rates: Your rate may fluctuate with the prime rate, potentially offering lower initial rates but with some uncertainty.
Term Length: Choose from various terms to balance flexibility with rate security based on your financial goals.
Ready to Find Your Perfect Mortgage?
Our mortgage experts are ready to help you navigate your options and find the right solution for your needs.